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MyChoice Plus Checking Print this PagePrint this Page
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A full-featured checking account with enhanced benefits. With this checking account, you'll enjoy preferred rates on loans1 and no M&T fee at other banks' ATMs2 and refund of other banks' ATM fee3. This checking account is available with or without interest.
MyChoice Plus Checking Pricing
  • No monthly maintenance charge4 if you do either of the following during your monthly service charge cycle:
    • Maintain an average daily balance of $2,500 or more in your MyChoice Plus Checking account OR
    • Have direct deposits to your MyChoice Plus Checking account totaling at least $1,500
  • $14.95 monthly maintenance charge when neither of the above requirements is met
Exclusive Features and Services Available with MyChoice Plus Checking
  • No M&T fee at other banks' ATMs2
  • Refund of other banks' ATM fee3
Other Features and Services:
Related M&T Bank Checking Account Services
Debit Cards | Direct Deposit | M&T's Easy Save | Electronic Statements | Online Services | Overdraft Protection | Tips on Managing Your Account
1Loans are subject to credit approval and certain restrictions may apply.
2M&T will not charge you to access your account at non-M&T ATMs in the 50 United States and Washington, D.C.
3M&T will reimburse the checking account (up to $2 per transaction) for the amount of any fee charged by another bank or ATM operator to use its ATMs in the 50 United States and Washington, D.C.
4Regardless of whether a monthly maintenance charge applies, M&T checking accounts are subject to transaction and service fees, including insufficient funds (NSF) and overdraft fees, as noted in the Specific Features and Terms for each account and, also the Additional Fees and Fees for Use of Electronic Banking Card for Consumer Checking Accounts, which are available on request at any M&T banking office or through the M&T Telephone Banking Center.
5Use of these features and services requires internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking.
Offers may vary by region. Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.