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Refinancing.  M&T may be able to help you reduce your payment or pay off sooner

With today’s low interest rates, now may be a good time to refinance* your current mortgage with M&T.

Do you want to take advantage of the Home Affordable Refinance Program (HARP)?

Do you have an FHA, VA or USDA loan to refinance?

Are you interested in reducing your mortgage payment for the remaining term of your loan?

Do you want to avoid future increases in your Adjustable Rate Mortgage payment?

Do you want to consolidate monthly bills?

Would you like to use the equity in your home to pay for expenses such as home improvements, college tuition or a wedding?

*Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. All lending products are subject to credit and property approval.

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Purpose of Loan

Complete this form to be contacted by a mortgage representative and to begin the pre-qualification process. There are no obligations or fees associated with getting pre-qualified for your M&T Mortgage.

This is not an application for credit, nor a request for pre-approval.